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- Business Sectors
- Business Covers
- Business Schemes
- Business Protection
- Group Business
- Bonds
- Community Insurance
- Construction Insurance
- Cyber Liability Insurance
- Food Sector Insurance
- Homecare Insurance
- Hospitality Insurance
- Leisure Insurance
- Legal Contingency
- Logistic Insurance
- Manufacturing Insurance
- Motor Trade Insurance
- Nursing Home Insurance
- Professional Indemnity Insurance
- Retail Insurance
- WING Insurance
For Your Peace Of Mind
Whilst planning for your future is very important, protecting ‘the now’ is critical to your family’s financial soundness.
How financially protected are you? The principle areas to consider are:
Mortgage Protection
Mortgage Protection is a requirement from the lender to put in place in order to protect your loan.
This cover protects your home by paying off the mortgage to the lender if you were to die. This can also protect your family from any financial burden that may be caused.
Mortgage Protection cover is taken out over the term of your mortgage for the sum of which you borrowed.
The policy has a decreasing sum, which means as time goes on and you make repayments on your mortgage, the sum assured decreases.
Income Protection
An income protection policy provides you with an alternative source of income if you were unable to work due to an accident or an illness.
This gives you peace of mind knowing that you can continue to pay your mortgage, household bills and living expenses if you are unable to work.
There is tax relief available on this policy and provides cover up to 75% of your normal salary which is payable if you are unable to work due to an accident or illness.
This is available to company owners, employees and the self-employed.
For more information please call us on 01 8820895
Life Assurance
Life Assurance or ‘term protection’ is cover over an agreed term. Life Insurance is designed to protect your family financially. Life can be unpredictable, and if you were to die during the term of the policy this cover will pay your family/dependants a lump sum in order to protect them from financial hardship in your absence.
This brings reassurance and peace of mind to you and your family. This is something we don’t like to think about, but this is one of the most important decisions you will ever make.
Not sure what type of cover you need? Or how long for? This is where we come in. First Ireland’s Financial Advisors are here to assess your needs and help you find the right cover.
Specified Serious Illness
Specified Serious Illness cover provides you with a lump sum payment which allows you to continue to take care of yourself
and your family’s needs if you were unfortunate enough to be diagnosed with one of the specified serious illnesses covered under your plan.
If you were to become seriously ill and could not work this could cause financial hardship and you could find yourself struggling to cover costs.
Specified Serious Illness covers you from the financial impact an illness could bring and enables you to concentrate on getting better.
If you were to make a successful claim, you could use the lump sum provided to:
- Replace your income
- Make any necessary alterations to your home
- Pay for medical treatments such as specialist visits
- Help to pay your day to day living expenses such as mortgage, bills, childcare etc
If you were to make either a quick recovery or a long recovery Specified Serious Illness cover can help you through. Not sure if this cover is right for you? First Ireland’s financial advisers are here to help.
For more information please call us on 01 8820895 Get Quote
Business Protection
Business Protection will ensure your company continues to run smoothly in the event of serious illness or sudden death of a key employee or shareholder. Types of Business Protection include:
- Key Person Insurance
- Co-Director Insurance
- Corporate Co-Director Insurance
- Partnership Insurance
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