Telematics is a combination of two words: telecommunications, and informatics. So, it refers to the technology of sending, receiving, and storing information relating to a remote device.
Estimate Your KMs
Before you start driving, you need to estimate the number of KMs you will drive. If your KMs are lower, your insurance will be cheaper, but if your KMs are higher, you will need to top up with an additional cost.
Your Box shows driving behaviour
The “box” device which is placed to your car will show your driving behaviour. So, Telematics insurance is usually referred to as “box insurance” or “black box insurance”. First Ireland Telematics Insurance – Boxclever by AIG Europe S.A, operates on this way. Our insurer is able to assess the number of kilometres driven and driving behaviour over time through the “box” device located in your car.
Your Driving Score
This way, our insurer can calculate a driving score. The driving score is used to accurately apply an individual premium rating at renewal time and to calculate good driver “reward kilometres”. This allows you to learn how well you drive but also how you can become a better driver.
Drive Safe and Get Rewarded
The good driver “reward kilometres” is great news for safe drivers. It also offers a further option for new and experienced young drivers taking out their first insurance. With First Ireland Telematics Insurance, road rescue is automatically included as standard. You can also qualify for First Ireland’s exclusive DRIVEFirst discount by taking 10+ driving lessons with a First Ireland insured driving instructor.